Affordable Mental Health Care with Cherry Financing
At Bright Pine Behavioral Health, we believe financial barriers should never stand between you and the mental health support you deserve. To help make your care as accessible and stress-free as possible, we partner with Cherry Financing to offer flexible, budget-friendly payment plans for our therapy and evaluation services.
Why Choose Cherry Financing?
Cherry allows you to split the cost of your behavioral health care into smaller, manageable monthly payments.
No Hard Credit Check: Applying runs a soft credit check only, meaning checking your eligibility will never impact your credit score.
Instant Decision: The application process takes under a minute, with approval decisions delivered in seconds.
Flexible Plan Options: Choose from 3, 6, 12, or up to 24+ month repayment terms, including qualifying 0% APR promotional options.
High Approval Rates: Cherry uses a broad evaluation approach to make care accessible to as many patients as possible.
Credit Score & Applicant Requirements
Cherry does not set a rigid minimum credit score requirement. Instead, their underwriting model evaluates a combination of your financial history, monthly income, and debt-to-income balance. However, typical baseline eligibility factors include:
Basic Credit Indicator: While Cherry considers applicants across a wide range of credit profiles (often approving scores down to around 520–600), eligibility is evaluated holistically.
Age & Residency: Must be at least 18 years old and reside in the U.S.
Valid Identification & Payment Method: You will need a valid U.S. State ID or Driver’s License, a mobile phone number, and a bank-issued debit or credit card for your initial payment. (Note: Prepaid cards are not accepted for down payments).
How It Works in 3 Easy Steps
Apply Online: Click our custom practice application link or scan the QR code in our office to fill out the 35-second application.
Select Your Plan: Choose the monthly payment amount and plan length that best fit your budget.
Receive Care: Use your approved funds to cover your treatment plan at Bright Pine Behavioral Health while paying over time.
